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About

First State Bank and Trust opened its doors as First State Bank of South Stillwater in 1914. As the community grew from South Stillwater into the town of Bayport, we grew along with it, becoming First State Bank of Bayport in 1923.

Over the years, our capabilities have broadened. We offer insurance and investments, in addition to progressive banking services. Our Trust Services Department, established in 1987, holds over $1.4 billion in assets. Besides the Bayport location, our branch network includes Stillwater, Oak Park Heights, Boutwells Landing, Hudson and St. Andrew’s Village in Mahtomedi.

We changed our name from First State Bank of Bayport to First State Bank and Trust in 2003 to better reflect our expanded services to various locations. What hasn't changed is our commitment to excellent personal service that you can trust. We are the same community bank with local ownership and management that was established more than one hundred years ago.