MidWest One Bank. What are you saving for? A High-Yield Savings Account can help get you there. Balance to Obtain APY¹ $0.00 to $24,999.99 $25,000.00-$99,999.99 $100,000.00 - $249,999.99 $250,000.00-$499,999.99 $500,000.00 - $999,999.99 $1,000,000.00 - $1,999,999.99 $2,000,000.00 and above Introductory APY² 0.00% 3.47% 3.98% 4.24% 4,49% 4.75% 5.00% Annual Percentage Yields (APYS) are effective as of 02/01/2024 and subject to change without notice. Rates may change after the account is opened. Your actual APY may vary based on your actual account balance and activity during your statement cycle. Advertised introductory interest rates and APYS are fixed for 12 months after the account is opened. After introductory period, the rate may change. Limit one promotional account per customer, Minimum balance to obtain the APY is $25,000.00. Requires new money not already on deposit with MidWestone Bank. Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money. The bank reserves the right to deny deposit accounts over $5,000,000.00. See a Personal Banker for current rates and account terms. Minimum balance to avoid $10.00 service fee is $25,000.00. Fees could reduce earnings. "National average APY is 0.42% and represents the average of the $2,500.00 product tier as of June 20, 2023, as calculated by the FDIC. Certain exclusions apply. MidWestOne.bank | 800.247.4418 Member FDIC MidWest One Bank . What are you saving for ? A High - Yield Savings Account can help get you there . Balance to Obtain APY¹ $ 0.00 to $ 24,999.99 $ 25,000.00- $ 99,999.99 $ 100,000.00 - $ 249,999.99 $ 250,000.00- $ 499,999.99 $ 500,000.00 - $ 999,999.99 $ 1,000,000.00 - $ 1,999,999.99 $ 2,000,000.00 and above Introductory APY² 0.00 % 3.47 % 3.98 % 4.24 % 4,49 % 4.75 % 5.00 % Annual Percentage Yields ( APYS ) are effective as of 02/01/2024 and subject to change without notice . Rates may change after the account is opened . Your actual APY may vary based on your actual account balance and activity during your statement cycle . Advertised introductory interest rates and APYS are fixed for 12 months after the account is opened . After introductory period , the rate may change . Limit one promotional account per customer , Minimum balance to obtain the APY is $ 25,000.00 . Requires new money not already on deposit with MidWestone Bank . Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money . The bank reserves the right to deny deposit accounts over $ 5,000,000.00 . See a Personal Banker for current rates and account terms . Minimum balance to avoid $ 10.00 service fee is $ 25,000.00 . Fees could reduce earnings . " National average APY is 0.42 % and represents the average of the $ 2,500.00 product tier as of June 20 , 2023 , as calculated by the FDIC . Certain exclusions apply . MidWestOne.bank | 800.247.4418 Member FDIC